;-) Sete, check these statistics :-D... I live in BC but within two hours of Alberta, which has notoriously bad drivers, many of whom come to BC, so rates here are higher to reflect that (sorry AB folk, I couldn't resist )
BC is a beautiful part of the world, but we sure pay to live here !
For those of you with "CLEAN records, always doing 10 below speed limits, and tires lasting 30K" here's the way to save a lot of money on your insurance premiums:
my Driving Discount® is a free application that enables you to save up to 25% on your car insurance premium.
ha,ha, just joking with some of you "perfect record" bikers :grin2:Damir:
The supposedly long lasting Michelin PR4GT tire I put on the rear of my FJR lasted 12,500km and it was worn down to the cords. How slow do you have to ride to get 30,000km out of a rear tire?:grin2: By the way, the last speeding ticket I got was in 1977.
Also, read the first line of your quoted text: Car Insurance Premium. Betcha this discount wouldn't apply to Motorcycle Insurance Premiums.
Let the insurance company personally spy on you 24x7 in the hopes of getting a discount?For those of you with "CLEAN records, always doing 10 below speed limits, and tires lasting 30K" here's the way to save a lot of money on your insurance premiums:
my Driving Discount® is a free application that enables you to save up to 25% on your car insurance premium. If you are an Intact Insurance customer who has enrolled in our program, it could reward you with a personalized discount by assessing your driving habits. It's also a great way to receive valuable feedback about your driving habits, which can help you save even more. The better your driving habits, the more you could save!
Once your assessment period is over, your discount will be applied to your car insurance premium based on the conditions of the program.
Simply download the application and start driving. It's as simple as that!
If you have not yet enrolled in the my Driving Discount program and want to benefit from additional savings on your car insurance, contact your broker. It's a quick and easy process!
Some insurance companies in the USA saw a marketing opportunity in doing just that. Many companies literally spent more money marketing the "give" back, than what they actually gave back. (and actually the return was spurred on by a watered-down consumer protections act passed during the 2007/2008 financial melt down)Insurance companies should give back some huge discounts and refund at least 50% off from your original premium, due to the following Covid related conditions;
- 80% vehicles being off the road, (due to people working from home)
- people staying home, keeping their properties safe from fire and flooding
- people staying in their homes, drastically reducing the risk for brake-in entry and theft
- overall major decrease in auto and home related Insurance claims payouts
...but something tells me, this ain't gonna happen, and they'll probably find some (covid) reasons to increase our premiums :-(
Some years ago you were able to insure your recreational vehicles only for say summer, but now it's based on 12mnths minimum. There are some "Insurance Covid-19 plans" to where you can; defer payments or save some money by removing or "suspending" coverage on a vehicle you are not using, but it all sounds better then it actually is;
The moment you get a smartphone you are being tracked...and some even believe, listened and seen through phone cameras, as they can be turned on by hackers.Let the insurance company personally spy on you 24x7 in the hopes of getting a discount?
My point exactly ... AB drivers accustomed to straight roads come to BC, can't negotiate BC's curvy roads, and have wrecks here :wink2:... typically involving innocent BC drivers, thus increasing ICBC claims and premiums.>;-) Sete, check these statistics :-D
The number of vehicle collisions in BRITISH COLUMBIA is at an all-time high, according to the latest numbers from the Insurance Corporation of B.C. (ICBC). There were 350,000 collisions on B.C. roads in 2017, an average of 960 crashes a day. The total cost of claims was $4.8 billion, an average of $13 million a day.
During 2016, 133,124 collisions were recorded on ALBERTA roadways. Property damage collisions (over $2,000) represented 90.4% (120,386) of this total while 9.4% (12,465) were non-fatal injury collisions. Fatal collisions accounted for 0.2% (273) of the total reported collisions.