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Thread: Is it totaled? Reply to Thread
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  Topic Review (Newest First)
08-28-2019 04:50 PM
Redfish When Pop totaled his '07 he had Progressive. The adjuster had no problem with me stripping off whatever I wanted to take. As we looked the bike over together I mentioned that it was not going to be possible for me to remove the aftermarket heated grips. He looked at them then asked me what they cost. He told me that was not an issue, he would include that cost in the check. He did ask that if I took the Laam seat that I at least put the stock seat back on so it would have a seat.
08-28-2019 02:14 PM
Acpantera Cheap plug here, Please forgive me, DJB1300, A nice 2014 ES with lots of farkles just came up for sale in the bikes for sale section. But heal up and get your motoring wits back before getting back on the horse.
08-27-2019 01:43 PM
Jerry S When mine was totaled, I removed the Russell seats, Denali fork lights, Pirates lair backrest. It only dropped the payoff by about $150. They don't value those accessories at anywhere near full value. I left the Eastern Beaver PC-8 fuse block and Powerlet outlets. I was supposed to put my stock seat back on but since the bike was over 100 miles from home when it happened and was towed to storage at that location, I never got a chance to replace the seat. This was all with permission of my GEICO adjuster.
08-27-2019 01:28 PM
RaYzerman Suggest you post up your own parts for sale thread, there are people looking for wheels and exhaust right now.
08-27-2019 11:53 AM
djb1300 Thank You to everyone that has sent me well wishes. The verdict is in and they deemed it totaled. They have to rework the comparison since they went against an A model and not the ES. So far State Farm has been great to deal with but Iím not so sure about the people my agent has working in the office. One thing Iíve got to battle with them is the decline of lost wages thru this. Iím not able to remove any of my accessories from bike because they said it would change estimate, with that being said I will have a stock front and rear seat, exhaust, rear rack and windshield for sale, I also have 3 wheels, 2 front and one rear available, 2 of the wheels need some attention. Thank You everyone for the replies. Dan B.
08-23-2019 08:57 AM
passx My experience is that if the damage costs exceed 60% of the value it will be totaled. If you buy it back make sure the steering head is not tweaked as itís the only thing that cannot be somewhat easily repaired, everything else is basically just swapping parts.

When I had my body business the 3 worst companies to deal with if you were hit by somebody was Allstate, State Farm & Farm Burea, that is if you were the one hit by someone with those insurances. Now if you had them and they were paying for your damages they were fantastic and very accommodating. Just glad it wasnít worse.
08-23-2019 01:59 AM
klwhitacre I'm glad you're otherwise okay. Broken ribs are awful, but they seem better when you can still share the story. Best of luck with your scooter, and here's to good gear.
08-21-2019 10:29 PM
Red On Rockwell My experience with State Farm is they pay off like slot work.

Very good company...
08-21-2019 09:45 PM
JamesW Hope this isn't too far off topic but I've wondered if a headlight modulator would maybe help avoid a deer hit. I don't think those deer whistle gadgets do much good, imo.
08-21-2019 02:56 PM
FeralSharkCat Considering the age and liability, I'm certain all insurance will total the bike. Remember you are fully in your right to contest the amount the insurance offers you including the "buy back price" if you want to keep the bike.


You need to prove what the fair market selling prices is for a comparable bike and that's what you are owed. If you want to keep it they will subtract the buy back price from the settlement.



I argued for 3 days after my Volvo Wagon (rare 5spd sport wagon) got totaled and got them to double the settlement and gave me the car back for free.



Good to hear you are okay!
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