Is it totaled? - Page 3 - Yamaha FJR Forum : Yamaha FJR Owners Forums
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post #21 of 43 (permalink) Old 08-19-2019, 07:37 AM
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For those that have a need for it, you can file a Hurt Feelings Report... I think Redfish has the blank forms.......
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post #22 of 43 (permalink) Old 08-19-2019, 08:11 AM
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Being a 2014 and not a particularly old model I could see that still being a repair versus a write off. Depends entirely on your adjuster.


#1 thing I'd recommend is tell the person who comes out to look at it very specifically you'd prefer it be a write-off if possible, they can absolutely write an estimate and pump the number up if it's close.





That said, that looks like about $4k in parts, maybe $5k (Using numbers from when my second gen was damaged, third gens might have more expensive parts just due to newer-ness), plus about 4-5 hours labor at most since there's no painting involved, so I could see it going either way depending on mileage, comparables, etc.




I don't work in insurance, I just get hit a lot and have seen a lot of estimates. I would still consider that a rebuild if it were my bike, but I can see why you'd want a write off after that much damage.
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post #23 of 43 (permalink) Old 08-19-2019, 10:37 AM
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Originally Posted by RaYzerman View Post
For those that have a need for it, you can file a Hurt Feelings Report... I think Redfish has the blank forms.......
They are on my desk. Seriously. I need to scan one into my computer at some point I guess.
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post #24 of 43 (permalink) Old 08-19-2019, 12:04 PM
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Originally Posted by djb1300 View Post
Thursday morning on my way to work I was blindsided by a little deer, it hit me in the front tire and I never saw it. My gear did the job of protecting me, even though I ended up with 5 broken ribs and a 2 night stay in the hospital. I would like the bike to be totaled but some say no. I have State Farm for insurance. Looking for honest opinions please. Thank You
I am sorry for your accident. Best wishes for a speedy recovery.

Here in Chicago(land), we do not have deer but we do have distracted drivers, esp. on cell phones.

Heal up fast!
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post #25 of 43 (permalink) Old 08-19-2019, 01:36 PM
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"I would like the bike to be totaled but some say no. I have State Farm for insurance. Looking for honest opinions please."

We can tell you all kinds of things; the only opinion that matters will be State Farm's. If they total it, I would let them have it. I would then take the money and go buy something that hadn't been wrecked. There's no telling what kind of hidden damage you will find if you try to fix it.
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post #26 of 43 (permalink) Old 08-19-2019, 02:39 PM
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I'm swayed into write-off.... mirror stay needs replacing, big job. Add to that all the labor hours for the plastic..... if you can do all this yourself, it will take twice as long plus you gathering together all the parts, etc. It will take you a month to get that all back together, cleaning everything up as you go.... take what accessories you can get off now (to transfer to the new one) and run with the money. Spend a little time looking for a good used replacement Gen3 and you'll find a good deal out there somewhere, maybe end up with some farkle money left over.
No sense talking about it much until you hear what the insurance has to say and you have a number. Decision should be much clearer then. As always, we're here to help.
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post #27 of 43 (permalink) Old 08-19-2019, 02:52 PM
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Thanks Redfish, I will keep everyone posted on the progress. There are a great group of people on this forum. Thanks for the well wishes even though Redfish had me laughing and now Iím sore again 😂🥵
Redfish is a ******* in that way!
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post #28 of 43 (permalink) Old 08-19-2019, 04:21 PM
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Redfish is a ******* in that way!
You have hurt my Feelings!

But I am whatever that word was in more ways than that!
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post #29 of 43 (permalink) Old 08-19-2019, 06:48 PM Thread Starter
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All of you members are a great bunch of characters with well wishes for me and poking fun at each other. Itís been very entertaining and encouraging while I recover. Itís now in State Farmís hands, not sure when they will get around to looking at it. Again, THANK YOU ALL
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post #30 of 43 (permalink) Old 08-19-2019, 06:49 PM
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Originally Posted by RaYzerman View Post
I'm swayed into write-off.... mirror stay needs replacing, big job.

Mirror stay alone will come to about 4 hourd in labor - if you are lucky.

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